Technology

AI governance, audit trails, deal-tech, the limits of generic AI and the value of deal-trained tools. The firm’s AI-skeptic editorial spine; DealGPS is the natural counter-point.

Technology

Why Letting AI Draft Your MLPA Compliance Rep Is the Most Expensive Shortcut Your Firm Will Ever Take
ByJason Goldsmith, Esq. Goldsmith Associates PLLC June 20, 2026June 26, 2026

What are the financial and legal risks of using AI to draft MLPA compliance representations? Relying on artificial intelligence to draft or approve compliance-with-law representations in a Mortgage Loan Purchase Agreement (MLPA) exposes firms to massive multi-year repurchase tails and unhedged balance-sheet liabilities. Because AI tools lack the capability to ground language in active appellate…

Read More Why Letting AI Draft Your MLPA Compliance Rep Is the Most Expensive Shortcut Your Firm Will Ever Take
Technology

The Audit Trail Problem: Why AI-Assisted Underwriting Decisions Become Indemnification Demands Without Counsel in the Loop
ByJason Goldsmith, Esq. Goldsmith Associates PLLC June 11, 2026June 29, 2026

How do un-auditable AI underwriting decisions lead to loan indemnification demands, and how do Fannie Mae and Freddie Mac regulations impact this? Under internal agency frameworks like Fannie Mae’s Lender Letter LL-2026-04, mortgage lenders are strictly required to operate auditable AI governance programs that track vendor usage, annual compliance audits, and individual loan-level data tracking….

Read More The Audit Trail Problem: Why AI-Assisted Underwriting Decisions Become Indemnification Demands Without Counsel in the Loop